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Financial Services & Fintech

Software for financial services & fintech.

Money systems have to be right to the cent, every time, with a record of why. We build wallets, ledgers and payment integrations the way we run them on our own platforms: double-entry, duplicate-safe, reconciled against the provider, and auditable.

Common operational challenges

  • Balances kept in spreadsheets or edited directly, with no trail
  • Deposits confirmed by someone checking a bank app
  • Reconciliation differences discovered weeks later
  • Agent and branch cash managed by phone call
  • Regulatory and KYC requirements applied inconsistently

Relevant software

Types of systems we develop for financial services & fintech.

Wallet and ledger systems

Double-entry ledgers with before-and-after balance on every line, receipt codes and approval queues for withdrawals.

Payment integration

Telebirr and CBE in production with automated confirmation; M-Pesa and other African rails per project.

Loan and savings management

Products, applications, approvals, disbursement, repayment schedules, arrears and collections for microfinance and lenders.

Agent and branch networks

Floats, commissions, cash-in and cash-out, and reporting per agent and branch.

KYC and compliance tooling

Tiered KYC, document checks, limits and audit logs configurable to your regulator's requirements.

Workflows and outcomes

What changes when the system is in place.

  • Every movement of money traceable to a line with a before-and-after balance
  • Deposits credited the moment they are confirmed
  • Reconciliation against provider records run daily, with exceptions surfaced
  • Agent floats and commissions calculated by the system
  • KYC tiers and limits enforced consistently

Technology capabilities

  • Double-entry ledgers and settlement engines in production on our own products
  • Verified, duplicate-safe payment confirmations
  • Reconciliation jobs against provider records with exception reports
  • Tiered KYC with document and liveness checks
  • Role-based back office with per-action audit logs
  • Mobile-first and Telegram-based customer interfaces

Stack and principles on the technology page; delivery, security and support on how we work.

Proven in production

Systems we operate in this sector today.

The wallet, ledger, payment-confirmation, agent-network and KYC engineering described here runs in production on BetJocker and Habesha Game Hub with real money every day. We have not yet published a case study for a bank, microfinance institution or fintech client.

BetJocker homepage showing the live odds board with Serie A, Premier League and La Liga matches
Sportsbook + gaming platform Live in production

BetJocker

Live sports betting and fast-paced games, built for Ethiopia.

  • Pre-match and in-play sportsbook across football, basketball, tennis, volleyball and baseball
  • Cash-out on open bets and accumulators of up to ten selections with receipt codes
  • Seventeen games from one catalog — crash games, bingo, keno, wheel, lotto, mines, plinko, dice, cards and virtual football
TelebirrCBEAgent cash

Questions

What financial services & fintech organizations ask us.

Which payment rails are live?

Telebirr and CBE run in production on our own platforms. M-Pesa and other rails are integrated per project.

Are you a licensed financial institution?

No. We build the software; licensing and regulatory responsibility stay with the operator. We build the controls your licence requires.

How do we start?

Send a short project inquiry describing your organization and the process you want to improve. An engineer replies within one business day with questions and a proposed discovery call.

Other industries

Start a conversation

Let's discuss the right system for your institution.

Whether you need a custom information system, an enterprise application, a mobile product, or a complex digital platform, let’s discuss your requirements and identify the right approach.

An engineer replies within one business day. Prefer to talk? @GHAdmin1 on Telegram info@geezsoft.org